Our Commitment To Privacy
Collection of Information
Protected Health Information
We protect your Protected Health Information as required by the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). We will not disclose Protected Health Information that you provide via the Website, the Portal, via email, or via the Secure Intake Form unless one or more of the following conditions are met:
- We receive your prior written authorization. Answers to questions about your medical history and physical condition are required by our insurance carrier partners and will be released to the insurer so that they may underwrite your insurance application. We will not give or sell such information about you to any other company, individual, or group without your prior authorization;
- We verify that the prospective recipient is you or your authorized representative
- We are required by law to disclose the information; and
- The disclosure is permitted under HIPAA.
The Website and the Secure Intake Form Are Not Intended For Use By Individuals Under 18
No one under the age of 18 may provide any personal information on or through the Website, through the Portal, through the Secure Intake Form, via email or otherwise. We do not knowingly collect personal information, including Personally Identifiable Information, from anyone under 18. If you are under 18, do not: (i) use or provide any information to us via email, through the Secure Intake Form, through the Portal, on the Website or, on or through any of the features available on the Website; (ii) use any interactive features on the Website; or (iii) provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from an individual under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about an individual under 18, please contact us by telephone: (610) 658 3251, or e-mail: firstname.lastname@example.org.
Security of Information
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of your information, including your Personally Identifiable Information and Protected Health Information, we have put in place reasonable physical, electronic, and managerial procedures to safeguard and secure the information we collect online, and we make good faith efforts to store your information in a secure operating environment.
You must also seek to protect against unauthorized access to any information that you use in connection with the Website or that you submit to us via email, the Portal, or the Secure Intake Form, and you should remember to close the browser when you step away from your computer and when you have completed your activities on the Website. If you choose to create an account on the Website or the Portal (an “Account”), you must treat your user name, password or any other piece of information related to your Account (“Account Information”) as confidential, and except as otherwise stated herein, you must not disclose Account Information to any other person or entity.
You agree to notify us within 48 hours of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your Account at the end of each session. You should refrain from accessing your Account from public or shared computers, and should only access your Account from a personal computer. You should use particular caution when logging into and viewing your Account, and when submitting Personally Identifiable Information or Protected Health Information through the Website, the Portal, a Secure Intake Form, or via email using public or shared computers so that others are not able to view or record your Account Information, your Personally Identifiable Information, Protected Health Information or otherwise.
In the event that we determine that there has been a security breach resulting in the unauthorized disclosure of Personally Identifiable Information to a third party, we will notify individuals whose Personally Identifiable Information has been so disclosed as required by law.
Unfortunately, no data transmission over the Internet can be guaranteed to be absolutely secure. As a result, while we strive to protect the information you submit to us, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.
Use and Sharing of Information
PearsonRavitz facilitates the sale of insurance products offered by third party insurance carriers, and if you request to purchase a policy offered by a third party insurance carrier, we will share the information you submit to us with the insurance carrier, solely in connection with providing the requested products and services.
We will release information, which may include Personally Identifiable Information and/or Protected Health Information, as required by law to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We may also release specific information, which may include Personally Identifiable Information, in special cases, such as in certain instances if there is a physical or property threat to you or others. We may also transfer user information, including Personally Identifiable Information and Protected Health Information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. We may provide access to the Personally Identifiable Information and/or Protected Health Information you submit to us, and other information to certain contractors who are performing services for us in connection with our Website, the Secure Intake Form or in connection with the products or services that you have requested.
On occasion, we may collect Personally Identifiable Information from you in connection with optional special offers or promotions. We will share such information with necessary third parties for the purpose of carrying out the special offer or promotion. Your participation in the special offer or promotion constitutes your consent to such disclosure and use of such Personally Identifiable Information.
Electronic Communications and Opting in and Opting Out
Cookies and Other Technologies
Additionally, we may use IP address information to count and track aggregate visits to the Website, to help diagnose problems with our server, and to administer the Website. We do not link IP addresses to anything personally identifiable, so while a particular user’s session can be tracked, the user remains completely anonymous.
Other Website and Links
The Website may include links to pages on third-party websites, such as our Facebook, Twitter, and LinkedIn pages, that we think will be of interest to you and are not operated by PearsonRavitz. These third-party websites have separate data collection and privacy practices independent from ours, and PearsonRavitz is not responsible for the policies or activities of such other websites. Please contact such third parties directly if you have questions about their privacy policies.
Reviewing, Correcting or Requesting that We Discontinue use of Your Personally Identifiable Information
If you would like to review the current details of your Personally Identifiable Information, or if you would like us to either change, or discontinue use of your Personally Identifiable Information, please contact us at: email@example.com
California Residents Privacy Rights
California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to firstname.lastname@example.org or write us at: 10 East Athens Avenue, Suite 208, Ardmore, Pa 19003
PearsonRavitz’s Contact Information
10 East Athens Avenue, Suite 208
Ardmore, Pa 19003
Telephone: (610) 658 3251