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The Kitchen Table

The Kitchen Table is where PearsonRavitz was started, and where people tend to make decisions about important things like insurance. Here at our blog you’ll find answers to the client concerns we hear the most, and frank discussion of all things disability and life insurance.

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Navigating Disability Insurance for Resident Physicians

From the early mornings on call to the late-night rounds, the journey of a resident physician is undoubtedly demanding, both physically and mentally.


A Guide to Specialty Specific Disability Insurance 

As a physician, your skills are one-of-a-kind, and your journey comes with its own set of challenges. Learn how Specialty Specific Disability Insurance can protect the investments you’ve made in your career. 


Securing Your Tomorrow: Life Insurance for Physicians

Understanding the importance of financial planning is essential to secure your future and that of your loved ones. Life Insurance is a key part of this planning.


Coverage That Counts: How to Choose the Best Disability Insurance for Physicians

Navigating the complex landscape of insurance is an important aspect of securing a stable future for physicians, and Disability Insurance stands out as a cornerstone in this financial strategy.


Navigating Your Early Career: Finding the Best Disability Insurance for Resident Physicians

Amidst the challenges and triumphs of the medical training period, there’s a crucial aspect often overlooked – securing the best disability insurance for resident physicians.


Do Physicians Need Disability Insurance: The Experts Weigh In

Imagine for a moment the unexpected happening—a sudden injury or debilitating illness that leaves you unable to practice your profession. It’s a scenario no one wants to ponder, yet one that demands serious consideration.


How Much Disability Insurance Do Physicians Need?

When it comes to determining the ideal amount of disability insurance for physicians, a nuanced approach is crucial. This assessment involves a comprehensive consideration of multiple variables.


What is Own Occupation Disability Insurance and Why is it Essential for Doctors?

As a physician, your specialized skills are not only valuable but irreplaceable. That’s precisely why the concept of own-occupation disability insurance takes center stage in your financial planning.


From Diagnosis to Triumph: A Physician’s Journey with Melanoma

A remarkable and inspiring story that underscores the importance of disability insurance and the power of early detection. A story about a 49-year-old dedicated family physician.


Exploring the Essentials of Disability Insurance: Insights from the Hippocratic Hustle Podcast

Our CEO and co-founder, Dr. Stephanie Pearson, engaged in a thought-provoking discussion on the Hippocratic Hustle podcast, hosted by Dr. Carrie Reynolds.


The Cost of Disability Insurance for Physicians: Understanding the Price of Protecting Your Career

We’ll explore the average cost of coverage, the factors that influence pricing, and most importantly, why it’s crucial to understand the risks associated with “saving money” on insurance.


Demystifying Locum Tenens

Locum tenens is one of the hottest emerging trends in healthcare. Locum tenens (Latin for “place holder”) describes physicians who work as independent contractors for various healthcare facilities. 


Disability Insurance for Surgeons: What You Need to Know to Protect Your Investment

While disability insurance is not one-size-fits-all, there are particular elements of policies that surgeons should consider when they’re looking for disability insurance.


6 Reasons to Get Disability Insurance Before You Finish Residency

Why acting now will get you the best plan for less!


What to Do After Residency Match Day

Congratulations! You’ve made it through Match Day, and you’re on your way to residency. So… what now?


How To Buy Life Insurance Without Losing Your Sanity

Getting the best coverage for you an your family


What Are Insurance Riders for Disability Insurance?

Personalize your coverage and cover all your bases


4 Key Roadblocks to Securing Disability Coverage

What to avoid or remedy to get the insurance you deserve


What Is Own Occupation Disability Insurance?

The policy you choose makes all the difference


Money Checkup: What You Should Know About Disability Insurance

Disability insurance protects your biggest asset — your ability to earn


Welcome to The Kitchen Table

Helping you navigate the nuances of disability and life insurance


Why Your Spouse Is Not Your Insurance Policy

Dependance can be harmful when it comes to disability and life insurance


Self-Prescribing: Why It’s Not Worth It

The ease of self-prescribing can cause problems in the future


What I Wish I’d Known Before My Injury

Insurance is not set-and-forget


We’ll help you find a plan that’s made for you.

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