I’m a disabled physician. Don’t repeat my mistakes when buying disability insurance.
After an on-the-job incident left me disabled and financially vulnerable, my mission is to help my fellow physicians stay protected.
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3 lessons I’d like to share about buying physician disability insurance
You can’t ignore the fine print.
Have a thorough understanding of your policy riders and definitions. “Own Occupation” is a must!
Earlier in your career is better.
If you can, lock in your coverage early in your career to get the most coverage at the best rate.
You need a plan that will grow with you.
Policies are not set and forget, your plan should keep pace with your income throughout your career.
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