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Don’t miss the benefits of securing disability insurance now—we’ve extended our hours to include nights and weekends!

Educate. Empower. Insure.

We empower physicians like you to protect your most valuable asset—your income—and life’s most important people—your family.

Pearson Ravitz Home Page

Life can change in an instant.

We know it’s difficult to fathom that a sudden illness, injury, or death could put you and your family in a devastating financial situation. Luckily, with a little bit of planning, you can secure the safety necessary to prepare for every possibility, however unlikely.

That’s where we come in. We’re a personal insurance brokerage specializing in disability and life insurance for physicians. Our unique team of advisors include individuals who draw on their medical expertise to carefully review each file and ensure our clients are receiving the best possible policies.

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Our mission is to educate and empower you in selecting the right policies for your needs.

We simplify the process, and support you every step of the journey.

Founded in Philadelphia in 2017, our dynamic and friendly team now provides insurance services in all 50 states.


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We’ll help you find a plan that’s made for you.

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What clients are saying

I wasn’t thrilled with my previous coverage so I started asking around for recommendations, and came across Scott. He pointed out the gaps in my coverage and we were able to close them, so that I have one less thing to worry about and know that my policy is there if I need it.

Anesthesiologist | Pennsylvania

I had only ever dealt with insurance advisors face to face, so initially I was nervous about doing everything over the phone. But one of the most positive aspects of Stephanie’s practice is that she is really available. I can email, text, call—even if she can’t talk that specific minute, she makes herself completely available.

Knowing that she herself is a physician who went through a hard time relating to disability insurance makes me feel like I can trust her to make decisions on my behalf.

Cardiothoracic Surgeon | Marshfield, WI

Dr. Pearson and her team are so pleasant and approachable, and most of all – knowledgeable and willing to help find the best options for their clients.

Deborah Lim, M.D.
Ophthalmic Surgeon

For me, working with Scott and Stephanie has been huge. Initially I was wary of working with someone who wasn’t local, but Stephanie really listened to me and understood my needs. She got the technical side of things and understood my specific occupational concerns. Scott was then able to wrap his business and industry expertise around that. It was a personalized experience from start to finish.

Bluegrass Family Allergy | Owensboro, KY

Dr. Pearson and her team were incredibly organized, professional, easy to work with, and very responsive. I’m only disappointed that I didn’t contact PearsonRavitz much earlier for my and my husbands’ disability and life insurance needs.

Vi Bowman, MD
Infectious Disease

Stephanie is personable and really takes the time to answer your questions. She ensures you actually understand the differences in your options. I really appreciated working with someone who’s been there and knows what we’re going through.

Emergency Medicine Physician | Philadelphia, PA

PearsonRavitz is so knowledgeable and attentive to the needs of their clients. Their response time was very quick. I genuinely believe PearsonRavitz is the best in the industry for physician-specific insurance needs.

Jamie Schaeffer, M.D.
Family Medicine

Working with PearsonRavitz was easy. Their team is experienced, and their communication was succinct. I found them to be kind and their processes very personal, not generic in any way.

Elizabeth Jensen, D.O.
Internal Medicine

I have had a wonderful experience working with Stephanie. From my initial consultation she established herself as an intensely caring person. Stephanie clearly has a wealth of knowledge and experience that she can draw upon to tailor her recommendations to the specific nuances of individuals and families.

She really establishes herself as an educator with sincere interests in helping her clients make the best short and long-term decisions. I truly consider Stephanie a friend and an invaluable advocate for my family’s financial security.

Urologist | Pennsylvania

Working with Stephanie made finding my policy seamless. She was an indispensable resource in navigating which options would best suit my needs. Thank you for all of your help!

Anesthesiologist | New York

I started working with Stephanie upon recommendations from members of the Physician Mom’s Group. Soon thereafter, she helped me understand that my current disability policy did not, in fact, protect me in the event of disability.

Working with Stephanie was a breath of fresh air. She never tried to “sell” me anything—she emphasized the importance of understanding the terms of my policy. My only regret is that I didn’t find her sooner.

Vascular Surgeon | Charleston, SC

Stephanie is great, we would recommend her to anyone! We previously knew next to nothing about disability insurance, but Stephanie was very helpful and reassuring. We previously found insurance policies and associated jargon confusing, cumbersome, and frankly annoying. Stephanie broke it down for us, patiently explained verbiage and policy differences, and gave us peace of mind.

Emergency Medicine | Pennsylvania

Stephanie advocated for me and secured a great policy. Her being a medical doctor meant she understood the context of my health history. She held my hand throughout the process and ensured that I got my paperwork on time; I am horrible with paperwork so this was so important.

Super thanks to Stephanie, and you would be a fool to not have her MD training by your side when applying for disability insurance.

Dermatologist | Massachusetts

The process was very easy, quick, and painless. I appreciated the review of our existing policies. The only thing I would change—I wish I knew about PearsonRavitz when I was in residency!

Lauren Kokajko, M.D.

Scott managed to weave through the complicating factors in my case to ensure that I was able to get coverage, along with my business partner and key executives. It’s clear that Scott lives in the fine print, which helps me trust that all the right pieces are in place.

Adam Kestenbaum
President | Ellis Coffee Company

I had little experience with disability policies but Stephanie presented me with options, explained the policies point by point, considered my personal preferences and situation, and helped decide on a good plan moving forward. She was available for questions that came up, and her team helped streamline the application process. All was done at my convenience, around my busy schedule. I would recommend PearsonRavitz to anyone looking for help with disability coverage.

Allergy and Immunology Physician | Washington, DC

I appreciated the thorough explanations and the transparency provided by my broker at PearsonRavitz. My experience navigating the world of disability insurance in the middle of my transition from resident physician to attending was so refreshing, and I can’t recommend PearsonRavitz enough.

Jennifer Narvaez, M.D.